Combloux – Les Chalets des Pistes

from 86,000€
4th quarter 2019

Brand new ski-in ski-out development of apartments (studios to 2-bedrooms) in Combloux, a traditional and postcard-like ski resort in Haute Savoie at the foot of the Mont-Blanc. These new apartments (86,000-234,000€) are sold 30% below resale value in Combloux, they are also sold fully-equipped and furnished with rental management in place and full 20% VAT rebate on price. Direct access to the slopes (the apartments are bordered by two pistes) and direct footbridge to the ski lifts, lounge and bar, indoor swimming pool, sauna, Spa, steam baths, underground parking, you are offered direct access to the famous Evasion Mont Blanc ski area.

A resale guarantee (resale protection) is also in place. If you were to have to sell your apartment within 9 years of purchase, you are covered up to 20% below your purchase price (max 35,000€ loss). With a purchase price of average 3,740€ you are well below market value for Combloux (-30%), especially a new development with pool and Spa. Combloux is also a mountain village as we like them with 26 farms still operating to the day. It is popular winter and summer alike and close to Geneva.

Examples of prices fully-furnished & equipped, ski locker and private parking:
-Studio apartments sleeping 2 (20-23m2): 86,120-110,731€
-1-bedroom apartments sleeping 2-4 (30-46m2): 119,524-186,295€
-2-bedroom apartments sleeping 4-6 (42-53m2): 159,297-234,025€

Main points:
-30% below property market value in Combloux
-A unique position, on the heights of Combloux, at the foot of the slopes
-Combloux is close to Sallanches train station (15 min) with new express train network to Geneva area and airport to be launched in 2019 (will be running 7 days a week, twice an hour)
-Apartment layouts offering spectacular views on mountains and surroundings
-A development surrounded by the slopes and directly linked by footbridge to ski lifts
-85 apartments housed in 5 detached chalets of traditional Alpine design
-Lounge/bar, indoor swimming pool, sauna, steam baths, massage area, etc

The rental income:
Very flexible personal use: you use your guaranteed yield (4.30%) to book apartment stays with 20% discount including on special promotion (also special discounts on ski passes and other services). No need to book your stay 4-6 months in advance and you do not use your yield if one year you decide not to go. You can also apply your 20% discount on special promotions when you book your stay on website. So to recap you are guaranteed a 20% discount on the lowest rate of stay for that week that you book. The guaranteed income is mostly tax-free.

Example value to deduct from yield for 1 week winter high season : studio (350-500€/week), 1-bed (500-750€/week), 2-bed (900-1400€/week).
Example value to deduct from yield for 1 week winter medium season (outside Christmas/New Year and Feb hols) : studio (150-300€/week), 1-bed (250-450€/week), 2-bed (450-900€/week).
Example value to deduct from yield for 1 week in summer season (july-August): studio (180-350€/week), 1-bed (350-500€/week), 2-bed (400-900€/week).
This is before any promotion on website (based on other residence currently operated in Combloux) or last-minute offer where you can still apply 20% discount. You can stay in your apartment (or any other apartments) as many weeks as you like, all taken from your guaranteed rental income.

The rental manager
Goelia manages more than 5,000 apartments across France (61 developments) and has been present on Combloux rental market since 2009 with a 80% occupation rate in winter (Christmas-April) and 90% in summer (July-August).


Additional details

Situated at the foot of the Mont-blanc what more can be said about this postcard-like Alpine village…It is also connected to two separate ski domains: Portes du Mont-Blanc and the famous Evasion Mont-Blanc. it is ideal for families and the views on Europe's highest peak are outstanding.
It is only 2 miles from uber chic Megeve in a preserved environment facing the Mont-Blanc. Direct access to Les Portes du Mont Blanc ski area (100kms) also connected to Evasion Mont Blanc massive ski area (445kms).

Average one hour from Geneva airport

France still offers some of the lowest-rate property mortgages when it comes to financing a property to non French residents. French bank interest rates (mostly capital repayment mortgages) are a point or two lower than the main international property competitors that are Spain and Italy… At Findhomeabroad we have helped our clients obtain a French property mortgage since 2005 when we started operating as a French new-build specialist. Findhomeabroad French mortgage

Our mortgage consultants have been sourcing French property mortgages through main leading French banks but also directly from regional bank offices (usually where the potential property resides) with a better knowledge of the product to finance and more able to source adequate financing options. French banks in general are very prudent in their vetting process so it is important to have someone who knows the ins and outs of the French property mortgage process. Usually our mortgage consultants are able to source French mortgages with up to 90% loan to value for French leaseback or outright purchase properties to non-residents.

French property mortgage process

The full French mortgage application process takes between 2-4 weeks depending also on how fast you are in gathering the necessary documents needed for the French mortgage application. Also at this stage the full reservation documents are needed when you apply for the French mortgage. Further down the line, especially when buying an off-plan French property, the completion insurance guarantee from developer (called GFA or Garantie Financiere d’Achevement) is needed in order for the French bank to start releasing the funds to purchase your French property.


198 Route des Brons, 74920 Combloux, France


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